About this role:
Wells Fargo is seeking a Senior Enterprise Risk Specialist to be responsible for analytics, governance, and controls to ensure Consumer Lending CRO teams’ compliance with consumer credit and other applicable enterprise policies.
This role will report to the Business Execution Director of Credit Governance, Controls & Analytics. This group is responsible for credit policy management, oversight, controls, and analytics, including Delegation of Credit Approval Authority (DCAA), Credit Approval Process (CAP) and other key policies applicable for Consumer Lending CRO.
In this role, you will:
Develop and implement processes, controls and reporting to ensure Consumer Lending Risk’s compliance with enterprise policies
Participate and develop, implement, and monitor risk-based governance programs to identify, assess and mitigate risks across lines of business and risk domains in multiple risk categories
Review moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factors
Develop, implement, monitor, and interpret risk-based governance programs, create, and maintain procedures and reporting
Resolve moderately complex issues and lead team to meet risk area, projects, and process deliverables, while leveraging solid understanding of the risk policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals, may lead projects, teams or serve as a mentor
Be responsible for process production, control execution and documentation in alignment with enterprise policies
Required Qualifications:
4+ years of Risk Management experience (includes Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
4+ years of experience in consumer credit risk management
Advanced Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Strong analytical skills with high attention to detail and accuracy
Experience presenting and discussing information in a way that persuades, educates, and enhances understanding at all levels
Strong project management skills and experience to organize and structure work efforts, and drive to timely completion
Experience interacting with all levels of an organization, including developing strong relationships with senior leaders, collaborating with other functional areas, and influencing peers to achieve objectives
Excellent verbal, written, and interpersonal communication skills with ability to articulate complex concepts in a clear manner to senior leaders
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Ability to grasp complex business issues quickly, recommend solutions, and drive for resolutions
Advanced ability to exercise independent judgement to identify and resolve problems
Experience transforming data into dashboards and reports
Posting Locations:
401 S. Tryon Street - Charlotte, North Carolina
1445 Ross Ave - Dallas, Texas
600 Wells Fargo - Minneapolis, Minnesota
800 S. Jordan Creek Pkwy - West Des Moines, Iowa
1150 W. Washington - Tempe, Arizona
Job Expectations:
Ability to work at one of the approved locations in the job posting
This position currently offers a hybrid work schedule
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$84,000.00 - $149,400.00Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
Posting End Date:
19 Nov 2024*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.